<h2><SPAN name="CHAPTER_XIV" id="CHAPTER_XIV">CHAPTER XIV.</SPAN></h2>
<h3>THE SETTLEMENT.</h3>
<p>The records of the next few days were agitated
and full of excitement. Day after day Catherine
spent at the bank, immersed in calculations and consultations
with every one who could throw the
slightest light upon the matter. Everything oozed
out by degrees, and it was said now that Edward was
being hunted down by detectives, now that he had
escaped altogether, now that his defalcations were
so tremendous that nothing but absolute ruin was
possible for Vernon's, now that there was enough left
to make a fight upon if only the creditors would be
merciful, and give time, and have patience. The usual
panic with which such news is received was somehow
tempered in this case. It was thought in the
district that Catherine Vernon was enormously rich,
and independent of the bank, and when it was known
that she had not abandoned it, but in her old age
had come back, and was in the office every day,
struggling to retrieve affairs, there was nobody short
of the financial authorities of the place who did not<span class="pagenum"><SPAN name="Page_247" id="Page_247">[Pg 247]</SPAN></span>
believe that all was safe. Catherine Vernon would
not see any harm come to the bank; Catherine
Vernon would see everybody paid. This popular faith
held up with a certainty of obstinate prepossession
which was worth so much solid capital to the tottering
house. Catherine herself placed everything she
had in the world in the common stock. She it was
who took the lead in all the discussions. She
rejected the provisions for her own comfort which
everybody concerned was anxious to make. The
prevailing feeling among all who had any power was
at first that the re-establishment of the whole concern
was hopeless, but that enough might be saved out of
the wreck to enable Catherine to end her days in
peace. To this she opposed a determined negative.
She would have no arrangement made on her behalf.
"Do you think I want," she cried, "to end my
days in peace? I am ready to die fighting, on
the contrary, rather than sacrifice the place my
father lived and died in and his father before him.
Don't speak of peace to me." It was when they
perceived that she was immovable in this point and
was determined to denude herself of everything, that
the old contemporaries who had stood by her before
in her gallant struggle, and had been her competitors,
and had lived to see themselves distanced by Catherine,
had felt it impossible to persevere in their
refusal to help. She would have no charity, she
declared with a flushed cheek. Help for Vernon's,
yes, to set them on their feet again, with a certainty
that nobody should lose a penny in the long run—for<span class="pagenum"><SPAN name="Page_248" id="Page_248">[Pg 248]</SPAN></span>
that she would thank them with a full heart;
but help for herself, to keep her in a show of comfort
when the reality was gone, no! "not a farthing,"
she said. "I am not afraid of the workhouse," said
Catherine, with proud calm, "and I have a right to
a Vernon almshouse, the first that is vacant. Nobody
will deny that I am Redborough born, and of good
reputation. I will not take a penny. Do you think
I could not live in a single room and eat my rations
like another? It is because you don't know Catherine
Vernon yet."</p>
<p>The old men who had known Catherine Vernon
all her life could not withstand this. "We must
manage it for her, we must do it somehow," they
said. "Vernon's is an old name among us. There
is no name in all the district that the people have
such confidence in. We must try, sir, we must try,"
they began to say to each other, "to help her
through." The young men, many of them, were
impatient, and would have refused to consider the
question at all. What had an old woman to do
with business? She ought to be thankful if she
was allowed a maintenance, and to terminate her
days in comfort. But on this point there was not
another word to be said. The Grange and everything
in it was to be sold, the White House and the
old furniture, part of which Mrs. John still remembered
so fondly. There was no question as to that.
"We are prepared to sacrifice everything," Catherine
said. "What we desire is not to keep up any false
pretence, but to carry on our business and recover<span class="pagenum"><SPAN name="Page_249" id="Page_249">[Pg 249]</SPAN></span>
ourselves by your help. Dismiss me from your mind.
I will take my chance; but think of Vernon's, which
is not hopeless, which has life in it yet." Old Mr.
Rule on his side had pages upon pages of statements
to put before the gentlemen. The week was one of
terrible suspense and misery, but at the end, though
with conditions that were very hard upon the pride
of the family, it was decided at last in favour of the
bank. Certain great capitalists came forward to
prop it up, "new blood" was put into it in the shape
of an enterprising manager, who was to guide Harry's
steps. There were bitternesses, as there is in every
cup that is administered by strangers. But Catherine
had gained her object, and she made no complaint.
Vernon's would continue, and Harry might
have it in his power still to retrieve the family
fortunes. As for all the rest, what did it matter?
She was a woman who was, or thought herself, very
independent of material conditions. Whether she
lived in the Grange or one of the Vernon almshouses,
what did it matter to her? She did not care for
fine eating or fine clothing. "Besides, my clothes
will last out my time," she said with a smile. The
week's struggle had been good for her. She had not
forgotten the great and enduring grief which lay
behind all this. But she had not had time to think
of it. She had put it away out of her mind as a
strong nature can, till her work was done. It was
waiting for her to overwhelm her: but in the
meantime she was strong.</p>
<p>Roland Ashton hurried down as soon as the<span class="pagenum"><SPAN name="Page_250" id="Page_250">[Pg 250]</SPAN></span>
terrible news reached him. He was eager to tell
her his own connection with it, to prove to her that
it was not he who had led Edward into speculation,
that he had done his utmost to restrain him, and
had even in his anxiety been willing to embark in
what he felt to be a hazardous course in order to
save Edward from the rashness he feared. He came
down with all his details ready and a burning anxiety
to set himself right. But when he reached the scene
of all their troubles, Roland never said a word to
Catherine on the subject. Such details were beyond
the case. She had never willingly spoken of Edward;
when it was possible she ignored him altogether; the
investigations which had been set on foot, and which
had revealed the greater part of his secrets, she had
been compelled to know of, but had spoken to no
one about them. Since the first day his name had
scarcely passed her lips. Harry only had been
allowed to tell her that he had baffled all the
attempts made to find him, and had escaped. The
search after him had been indeed made rather to
satisfy anxiety than with any design of punishment,
for the other partners in the bank were responsible
for everything, and it was on their shoulders that the
burden had to fall. He disappeared as if he had
fallen into the sea or been lost in a railway accident.
The most wonderful complication of all, the companionship
in which he had left England, was not
told to her then. It threw to all the others a
horrible mockery upon the whole story. There was
a bitter sort of smile upon Roland's face when he sat<span class="pagenum"><SPAN name="Page_251" id="Page_251">[Pg 251]</SPAN></span>
with the old people, and told them all the investigations
he had made, the incredulous indignation with
which he had received the first idea that Emma's
disappearance could be connected with that of
Edward, the growing certainty that it was so, and
finally the receipt of her letter which he brought
them to read. The old people were very sad for
their beloved Catherine and little inclined to laugh,
but the old captain indulged in a tremulous roar
which was half a groan, and the old lady, who
allowed that her sense of humour was small, gave a
grieved smile when it was read to her. This is
what Emma said:—</p>
<blockquote>
<p>"<span class="smcap">Dear Roland</span>,—I think it my duty to let you
know, as it was, so to speak, in your house I was
living at the time, how it is that I had to make up
my mind at a very short notice, and couldn't even
go through the form of referring Edward to you. I
met him in the train, as you will probably have
heard. I was rather sorry about leaving Redborough,
and so was he too till he saw me beside him. And
then it turned out that he had been very much
struck with me at Ellen Merridew's parties, and
would have spoken then but for some entanglements
that were of old standing, and that he could not
shake off. I need not mention any names, but if I
say it was some one that was quite out of the question,
some one that was detested at the Grange, you
will know. He told me he was leaving England for
ever, and would I come with him? You know I<span class="pagenum"><SPAN name="Page_252" id="Page_252">[Pg 252]</SPAN></span>
have always thought it my first duty to get settled,
being the youngest and without any fixed home.
So after thinking it over for an hour or two, and him
being so anxious to come to the point, which is
generally just where gentlemen are so slow, I thought
it best to consent. We were married before a registrar,
but he says that is just as legal as in church.
It was at the registrar's in Holywood Street, Trentham
Square. We are going to travel, and may be
moving about for a good while; but when we settle
I shall let you know. I am glad to tell you that we
shall be quite well off, and have everything very
handsome; and Edward never grudges me anything
I fancy. Give my love to them all, and let them
know I am as happy as possible, and that I am Mrs.
Edward Vernon now, which is one of the prettiest
names I know.</p>
<p class="quotsig">
Your affectionate sister,<br/>
"<span class="smcap">Emma.</span>"</p>
</blockquote>
<p>This was the last that was heard of this strange
pair for a number of years. They discovered that
Edward, after many losses, had made a sudden successful
venture which had brought him a sum so
large as to turn his head. He had been utterly
demoralised by all the excitements he had passed
through, and the sense of a reckoning which he could
never meet, and he had not given himself time to
think. He disappeared into the unknown with his
ill-gotten gains and the wife he had picked up in the
midnight train, and was seen no more. As for poor
Algernon Merridew, who was his victim, although<span class="pagenum"><SPAN name="Page_253" id="Page_253">[Pg 253]</SPAN></span>
only as his own eagerness and that of his wife to get
money anyhow, made him so, he had to descend, like
all the rest, from his temporary grandeur and gaiety.
Old Merridew was as stern now as he had been indulgent
before, and Ellen, who had been almost
worshipped as one of the Vernons when she glorified
the family by entering it, was now the object of
everybody's scoffs and accusations. But Ellen was
a girl of spirit, and equal to the circumstances.
Algernon got a humble place in the bank, and the
little family lived with Harry, putting their small
means together until better days came; but adversity
and a determination at least not to let herself be
insignificant had so inspiring an effect upon Ellen,
that she kept the impoverished household as gay as
the extravagant one had been, by cheaper and better
means. The Merridew girls, once so subservient,
learned what she called "their place" when she was
poor more effectually than they had done when she
was rich. And her brother, always by her, who,
though he had losses, was still the chief partner in
the bank, Catherine Vernon's nephew, and the bearer
of a name which commanded respect in all the
district, kept the balance even. When Vernon's
flourished again Algernon became a partner, and
all the past grandeurs of the beginning were more
than realised.</p>
<p>In the meantime, however, when it had just been
decided that Vernon's, bolstered up by a great deal
of supplementary aid, was to go on again, there was
much commotion among all the dependents of the<span class="pagenum"><SPAN name="Page_254" id="Page_254">[Pg 254]</SPAN></span>
house. For one thing it was decided that as the
Grange was to be sold, the most natural refuge for
Catherine was at the Vernonry, her own house, from
which some of her dependents must go to make room
for her. This was the one point upon which she had
made no personal decision, for it hurt her pride to be
obliged to dismiss one of those for whom she had
provided shelter so long. There had been a great
effort made to make her retain the Grange, and continue
her life in its usual course, a little retrenched
and pared away, yet without any great disturbance
of the habitual use and wont. This she would not
consent to, making the protest we have seen, that
external circumstances were nothing to her, that one
of the Vernon almshouses would be as good a shelter
as any other for an old woman. But she shrank
from bidding any one of her pensioners to make
room for her in the Vernonry. It raised a wonderful
commotion, as may be supposed, in the house itself.
All the dwellers on the garden side were disposed to
think that Mrs. Reginald, whose boys were now
growing up, and two of them in what their mother
called "positions," was the right person to go. But
Mrs. Reginald herself was of opinion that her house,
a good deal battered and knocked about by the boys
in the course of their bringing up, was not in a fit
state to receive Catherine Vernon, and that the
other side, which was the best, was the natural
place for her. The Miss Vernon-Ridgways could
think or speak of nothing else.</p>
<p>"Our little place," they said, "is far too small for<span class="pagenum"><SPAN name="Page_255" id="Page_255">[Pg 255]</SPAN></span>
Catherine. She could not turn round in it. Of
course we would turn out in a moment; it would be
our duty. But dear Catherine, used to such large
rooms, what could she do in ours, which is the size
of a pocket-handkerchief? And if Mrs. Reginald
will not budge, why there is Mrs. John. She is so
intimate with Catherine nowadays. Hester, that
used to be such a rebel, and whom Catherine, we
all know, could not endure, is always there. Dear
me, of course there cannot be a doubt about it.
Mrs. John's house is the right thing; she must have
that," which was a great relief to their minds.</p>
<p>Mr. Mildmay Vernon made a great many faces
over his newspaper as he sat in the summer-house.
He reflected that the hot water-pipes would be sure
to get out of order in winter, and who would now
repair them? He did not commit himself by any
remark, but he thought the more. When Mrs. John
told him of the opinion of the sisters, and consulted
him with a troubled countenance, he only shook
his head.</p>
<p>"I am sure I would do anything for Catherine,"
Mrs. John said, "especially now when she is in
trouble; but we cannot go far from here, for Hester
is so much with her; and where are we to get a
house? There is nothing within reach but that
little cottage on the road. I am sure, if I were Mrs.
Reginald, with no particular tie, and her boys in
town, such a long way to come, I don't think I
should have any doubt as to what my duty was."</p>
<p>It was a question which Hester at last solved in<span class="pagenum"><SPAN name="Page_256" id="Page_256">[Pg 256]</SPAN></span>
her hasty way, declaring that wherever they lived
Catherine must have the best place in her own
house—a principle to which her mother was obliged
to make a faltering adhesion. But while every one
was thus resisting, Mr. Mildmay Vernon was carrying
on his reflections about the hot water-pipes.</p>
<p>"She put me next the trees on account of my
rheumatism," he said to himself. "I know she did,
and I shall never live through a winter if the apparatus
gets out of gear. And I can't afford to pay
for the fire, that's clear." The result of which reflection
was that Mr. Mildmay Vernon made it
known that he had received a legacy which would
make a little addition to his income, and he could
not think any longer of taking up room which he
believed was wanted. "Besides, one may accept a
favour from one's cousin," he said, "especially when
it is not much of a favour, being the damp part of
the house which few people would have taken had
they been paid for doing so—but to be indebted to
a firm of bankrupts is impossible," Mr. Mildmay
Vernon said.</p>
<p>He took his departure in the beginning of the
winter, just when the want of the hot water-pipes
would be beginning to make itself felt. And it was
almost without consulting her mother that Hester
made arrangements for removing their few household
goods into his house, to leave their own free
for the mistress of all. Mrs. John consented to the
arrangement, but not without a few tears.</p>
<p>"It is not that I mind the difference," she said,<span class="pagenum"><SPAN name="Page_257" id="Page_257">[Pg 257]</SPAN></span>
"in the size of the rooms, or anything of that sort.
But it feels like coming down in the world."</p>
<p>"We have all come down in the world," said
Hester; "and Catherine most of all."</p>
<p>And then Mrs. John cried for Catherine, as she
had first done for herself, and resisted no more.</p>
<hr class="chap" />
<p><span class="pagenum"><SPAN name="Page_258" id="Page_258">[Pg 258]</SPAN></span></p>
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